I have a question about how you calculate returns for portfolio benchmarks like G.B16 and G.B5. My question is about dividends paid by the underlying ETFs. I assume (but I am not sure, hence my question) that you calculate the total returns (divs included) for each ETF. That means, if I am following your strategy with real money, I would re-invest the dividends from one ETF into additional shares of the same ETF (as opposed to (for ex.) spreading the dividend money over all ETFs in proportion to the desired allocation). Once a year I would assess how much I have in each ETF and rebalance among them to restore the desired percentage allocations shown above. Is this a fair summary of the procedure that your calculations reflect? Thank you.
I have a question about how you calculate returns for portfolio benchmarks like G.B16 and G.B5. My question is about dividends paid by the underlying ETFs. I assume (but I am not sure, hence my question) that you calculate the total returns (divs included) for each ETF. That means, if I am following your strategy with real money, I would re-invest the dividends from one ETF into additional shares of the same ETF (as opposed to (for ex.) spreading the dividend money over all ETFs in proportion to the desired allocation). Once a year I would assess how much I have in each ETF and rebalance among them to restore the desired percentage allocations shown above. Is this a fair summary of the procedure that your calculations reflect? Thank you.